Live Local! Banking & Resources
I banked with a credit union in Pittsburgh for years and used them for everything: checking, saving, and credit card services. A credit union is just like a bank and offers everything a bank can offer. Usually, you need to live, worship, or work in the county where the credit union is and a person can belong to one or more credit union. I loved my credit union - I never ran into any problems that couldn't be fixed without a simple phone call answered by a friendly person who liked their own job.
I enjoyed this and felt good about the fact that I supported a locally owned business who, for the most part, knew who I was and cared about me as their member. I was one of 15,000 members whereas with a bigger, national bank I would be one of millions.
"Riverset Credit Union is a responsible organization, dedicated to enriching relationships while expanding its cooperative base. Riverset exceeds expectations by delivering valued financial solutions through uncompromising personal services."
When I moved to Ojai I was saddened to find they did not have a local credit union - the closet one was in this county but had no offices near me so I decided to find an even more local bank in my neighborhood. I found Ojai Community Bank and ended up opening an account. So far, I have used them just for their checking account services and have had great service and friendly people who also enjoy their own jobs. What a revolution! On their website they boast that they answer their own phones and support the community they live and work in. It also doesn't hurt that they frequently have cookies or lollipops out for their customers!
Being a Professional Organizer I am always, always on the look out for local resources to share with those I work with and yesterday as I was banking I found a notice on "Shred Day." Now, Shred Day might not sound that exciting to you but for me, I have a special place in my heart for it. It helps people clear out their space, bring peace to their mind, and allows them to think about other things, worry free.
Most of us have old documents and files containing personal information we need to discard of safely and securely. Always check with your accountant when discarding old tax documents. According to the IRS: "The length of time you should keep a document depends on the action, expense, or event the document records. Generally, you must keep your records that support an item of income or deductions on a tax return until the period of limitations for that return run out."
Days like Shred Day 1. remind us to de-clutter the paper from our lives and 2. provide us with a no excuse opportunity to get it done!
My local bank writes: "Start gathering your old documents now. Bring them to the Ojai Community Bank parking lot on Saturday, April 20th between 9 and 12:00 p.m. The items will be shredded on site while you are there. Protect your identity and help the planet as the tons of documents will all be recycled and you will help save many trees." A second date is offered on September 14th.
What an awesome service and resource we have right here in our neighborhood! The service is free and usually this type of service costs $1.00 per pound.
I hope you can partake in a Shred Day in your neighborhood this Spring or Summer - it feels really great to purge old documents and clear space while supporting your local businesses!